Issuer risk controls triggered
Likelihood this caused the decline: 82%
Explainability
Clear explanations for automated decisions — without access to internal data.
Explainability module
Use this when a payment, verification, or automated decision is rejected and you need a clear explanation fast.
Debug automated decisions — ranked reasons and next steps, without internal data.
No internal data required.
You only need 2–3 signals to start.
Preview a synthetic analysis with ranked explanations before sign-up.
No signup needed to view the demo.
Primary conclusion
Most likely reason: Issuer risk controls triggered (82%). Start with: Retry with 3DS enabled..
Issuer risk controls triggered
Likelihood this caused the decline: 82%
Velocity threshold exceeded
Likelihood this caused the decline: 67%
Card-country mismatch review
Likelihood this caused the decline: 54%
Add a few context signals like service, action type, and outcome.
The engine scores likely reasons and orders them by confidence.
Each top reason includes practical actions you can take immediately.
Get access to keep your analysis history and run unlimited checks.
Also supported: Insurance denial, Pricing change, Generic decision, Hiring rejection, and Moderation block
Describe what happened and receive a confidence-ranked explanation.